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AU on Discover, 26 years, $15,000 CL.
AU on Lexus FSB, 4 years, $2,000 CL
Turned 18 - FICO 8 TU 720 (from Discover)
Mid July 2015, before joining myfico:
August 2015 -- Joined myFICO
Late November 2015
Early Decemeber 2015
Late December 2015
February 2016
May 2016
June 2016
July 2016
October 2016
I want to thank everyone here for all the knowledge that I have gained from being part of this community.
Congrats on your success!! well done ..
Congrats!
Your TU is really high for such a young age
@ficoguy2013 wrote:
I employ you to be responsible - temptation is great.
You'd be working for the banks for the rest of your life.
Just a friendly advise - however congrats on your approvals
Haha, no need to worry about me. I'm making the banks work for me. No way in my life am I ever going to place a charge on the card that I cannot pay off. The interest rates on CCs are horrible anyways .
that is incredible sucess!!! keep that mind set of not charging what you can't afford, as it is a slippery slope that happens very easily to the best of us.
Also, life can and most certainly will throw you curveballs. So while right now it's easy to say "I would never do that" it might not always be so black and white in the future. That's why it's so important to have a plan and support system (mentally and financially) in place.
@Anonymous wrote:Also, life can and most certainly will throw you curveballs. So while right now it's easy to say "I would never do that" it might not always be so black and white in the future. That's why it's so important to have a plan and support system (mentally and financially) in place.
Mmm, that may be true, but down the path where I'm heading, I think I'm set.
Edit: If I were to use my credit, I wouldn't be using a credit card since they have the most interest. Would be getting a LOC probably with 3% int.
@Anonymous wrote:Mid July 2015, before joining myfico:
- New Discover It $500
- New Cap One Journey $3,000
- New AMEX TrueEarnings $5,500
August 2015 -- Joined myFICO
- PC Cap One Journey to QS
Late November 2015
- Cap One Journey CLI from $3,000 to $6,000
- AMEX TE CLI from $5,500 to $10,000
- New FNBO BucksBack 2% Card $4,400
Early Decemeber 2015
- New Chase AARP $15,000
- New Chase Freedom $16,000
I want to thank everyone here for all the knowledge that I have gained from being part of this community.
My son is getting ready to turn 18 in a few days. For the last year, he has been an AU on my two highest cards. If you don't mind my asking, what was your income when you first applied for credit? Thanks!
Congrats and good work!