A 19 year old's 1 year anniversary on myFICO - Over 100K credit!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Also, life can and most certainly will throw you curveballs. So while right now it's easy to say "I would never do that" it might not always be so black and white in the future. That's why it's so important to have a plan and support system (mentally and financially) in place.

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Mmm, that may be true, but down the path where I'm heading, I think I'm set. 

Edit: If I were to use my credit, I wouldn't be using a credit card since they have the most interest. Would be getting a LOC probably with 3% int. 

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Where is there a LOC at 3%?

[manyquestions]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Also, life can and most certainly will throw you curveballs. So while right now it's easy to say "I would never do that" it might not always be so black and white in the future. That's why it's so important to have a plan and support system (mentally and financially) in place.

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Mmm, that may be true, but down the path where I'm heading, I think I'm set. 

Edit: If I were to use my credit, I wouldn't be using a credit card since they have the most interest. Would be getting a LOC probably with 3% int. 

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Where is there a LOC at 3%?

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LOC at 3%? I'm also curious about where you can get that low of a rate.

[Anonymous]

Congratulations! Please take care of your credit. I wish I knew all this when I was 18. My son will be 18 in a few weeks. And we will get started on his credit soon. 

[jbsea]

Congrats and great job.  I wish that I would have learned all this at a young age. 

[Appleman]

Gotta ask, AARP card?

An 18 y/o pulls that out, I am looking for a Grandpa in the car or calling the cops! (not really, interesting choice)

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Also, life can and most certainly will throw you curveballs. So while right now it's easy to say "I would never do that" it might not always be so black and white in the future. That's why it's so important to have a plan and support system (mentally and financially) in place.

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Mmm, that may be true, but down the path where I'm heading, I think I'm set. 

Edit: If I were to use my credit, I wouldn't be using a credit card since they have the most interest. Would be getting a LOC probably with 3% int. 

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Where is there a LOC at 3%?

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+1. Thank you, CAPTOOL!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Also, life can and most certainly will throw you curveballs. So while right now it's easy to say "I would never do that" it might not always be so black and white in the future. That's why it's so important to have a plan and support system (mentally and financially) in place.

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Mmm, that may be true, but down the path where I'm heading, I think I'm set. 

Edit: If I were to use my credit, I wouldn't be using a credit card since they have the most interest. Would be getting a LOC probably with 3% int. 

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Where is there a LOC at 3%?

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Sorry Cap, I meant home equity line at 3-4% (I get confused with those lol)

[Anonymous]

I believe you need to have a home to have a home equity line.

[Anonymous]

Yuppers! I have plenty of those.

[Dcyphrz]

I gotta say, that sig line is very impressive, particularly for an 18 year old.  You've come a long way in a short amount of time.  I hope you respect the credit you have access to.  Good for you.