If your wife has accounts that are from before you were married those accounts could contain both names even if she changed it as her maiden name was associated with that account. Assuming she changed her name when the two of you got married, I would think any accounts opened AFTER that point 16 years ago would have only contained her married name... however, BOTH names would still be associated with her credit reports I would think as both would be found somewhere on her accounts. If she closed all accounts that she had prior to you getting married, those accounts would come off her reports in 10 years and possibly the maiden names would drop off as well?
