AFNI Need Advice

[Hogwash]

I need some advice please. Approximately 1 month ago I received a letter from AFNi regarding a "past due" bill from Bell South in 2004. I did not have service with Bell South or ATT in 2004 and did not owe them any $$.

I sent a DV CMRRR to AFNI immediately and they have until 06-08-08 to respond. I contacted the OC, Bell South and they have no record of ANY past due charges nor did ATT.

My EQ FICO dropped 43 points to 723 once this posted and it took them 2 weeks to add the "in dispute" statement to my CRA - all 3. I have since emailed them and called them without any type of response.

My question is this - AFNI claims I owe them $80 from 2004. I don't. They aged this on my CRA's so that it looks like this bill is owed from 2008. I was just denied a car loan from GMAC because of this and I am very angry. I spoke with Bell South on Friday and they are going to look into this on my behalf. This has caused real damages and 3 inquires on my CRA's.

Suggestions on how to proceed please.

Thanks,

HW

[Anonymous]

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Hogwash wrote:
I need some advice please. Approximately 1 month ago I received a letter from AFNi regarding a "past due" bill from Bell South in 2004. I did not have service with Bell South or ATT in 2004 and did not owe them any $$.

I sent a DV CMRRR to AFNI immediately and they have until 06-08-08 to respond. I contacted the OC, Bell South and they have no record of ANY past due charges nor did ATT.

My EQ FICO dropped 43 points to 723 once this posted and it took them 2 weeks to add the "in dispute" statement to my CRA - all 3. I have since emailed them and called them without any type of response.

My question is this - AFNI claims I owe them $80 from 2004. I don't. They aged this on my CRA's so that it looks like this bill is owed from 2008. I was just denied a car loan from GMAC because of this and I am very angry. I spoke with Bell South on Friday and they are going to look into this on my behalf. This has caused real damages and 3 inquires on my CRA's.

Suggestions on how to proceed please.

Thanks,

HW

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Wait until at least 30 days are up from them receiving the DV and see if they respond.

Next step would be sending them a second DV while sending your information to the CRA.

[Anonymous]

Did you dispute with the CRA first....as "not mine"...???...to see if it comes back verified...

[Anonymous]

Sue them-

[Hogwash]

I spoke with ATT again today (fraud department) and they have now taken an interest in this a a case of CA fraud.

I will hear back from ATT on Monday and report back.

[Hogwash]

From AFNI after filing a complaint with the IL AG's office, BBB and FTC:

"This is in response to your letter to Afni, Inc., regarding the above referenced matter. It is Afni’s desire to work with consumers to assist them in resolving the questions and concerns that they may have about their accounts. In that regard, Afni, Inc. has agreed to cease collections efforts on the underlying accounts, Afni #XXXXXX and close our file. In doing so, Afni, Inc. strictly denies any and all liability or wrong doing with respect to the underlying account. Afni has requested that information pertaining to the underlying account be removed by the credit reporting agencies. You will receive written notice of that request by US mail, but should be advised that the credit reporting agencies may take up to 60 days to reflect any changes made to your credit report.

Please let me know if I may be of further assistance.

Sincerely,

Jason [Edited]

Compliance Specialist │ Compliance Department

Afni, Inc.
1310 Martin Luther King Jr. Dr.
Bloomington, IL 61701

p. 309.828.5226
f. 309.820.7053
e. [Edited] "

Take them to task and make them prove the charges. If you owe the money then pay them but not until they prove it is owed. I have a good friend that went through the same BS with AFNI and is still dealing with charges that he proved in writing from the original OC were incorrect and not his. AFNI has a reputation that stinks.

I was told that AFNI is currently being investigated by the Illinois AG's office because of the number of complaints. Get in line.

Edited to remove personal information - sidewinder

Message Edited by sidewinder on 06-20-2008 08:18 AM