AFNI WHO THE %*#! DO THEY THINK THEY ARE?

[Anonymous]

I have 1 baddie left on TU for an old Dish Network Acct, belonged to ex. Ignored my first DV NO RESPONSE. Sent 1/12/2008.

Sent 2nd DV on 3/10/2008 gave them 15 days to respond.

If no response on this one, Anyone have luck with complaints to BBB, AG, FTC. Then Dispute?

I think I will file suit if no reply this time.

Any Thoughts?

Message Edited by gatoravi8tor1 on 03-19-2008 10:38 AM

[glamchick]

what did they do to you?  They are jerks I am fighting with them myself -40 points because of them duplicating an old account as a new one.

[Anonymous]

Glamchick,

I hit enter to fast. Please re-read post.  Thks.

[glamchick]

The put me through the ringer also 2 dv's nothing and i disputed they verified.

Yeah get this... I reported them to the BBB and they verified my account with them.  It says see attached bill summary and there was nothing attached.  It says when i opened and closed the account in 2002.  but says nothing about the duplicate account???

What can the BBB do anyways.

By the way they responded to the BBB pretty quickly.

[Anonymous]

Glamchik,

That pretty much makes up my mind. If they responded to you like that, I am going to file suit!!

How long ago did you file complaint with BBB and what address if you have it handy?

[glamchick]

i filed about 1 week ago and they responded today.  I think it looks better if you report them to the BBB as well.

The BBB of central Illinois.

Can you take this to small claims court?

I dont have money for a lawyer but I need to sue them as well.

[Anonymous]

If no answer on day 15  be ready to dispute with all CRAs that are reporting  *not mine*

Send copies of  DV  CERT paper and GG    tell CRAs that they could not validate the debt (statue#) and can NOT legally validate    delete!    fax or CMRRR

IF it comes back verified   MOV the CRAs!  fax or CMRRR       this would be violation #2  (CA)

File complaint with FTC  www.ftc.gov   better done by mail  send everything to the FTC   CMRRR

[Anonymous]

Glamchick,

ABSOLUTELY!!   You can go down and file in small claims court at your local courthouse. Cost varies but usually between $50.00 - $60.00.

Take all correspondence with you documenting your case  ( Letters,CMRRR Receipts, Green Cards, Response letters, anything to build your case.)

I don't know where you live, but in my county in FL we can sue for anything under $5000.00 in small claims.

The acct I am dispyting with AFNI is only $499.00!!

If they are a no-show for the hearing, ( Which they probably will be) the judge will rule in your favor.

Send copies of the court ruling to the CRA's and they have to delete, or they can be sued as well.

These jerks think people are afraid to stand up for what is right!!!  We'll Show Them NOT TO FOOL AROUND WITH MYFICO FORUM MEMBERS!!

I have already won 3 such cases in the past year.  Judge is starting to know me by name   HA! HA!

[Anonymous]

Thanks for input Happy Days!

[LuvsRetro]

FYI, In 2003 My brother paid off a fraudulently opened AT&Tcellphone account after many months of disputing and being reassured the account was closed  three separate times and charges reversed and after he finally paid it -just to make it go away (over $480.00) those idiots sold it to AFNI.   Even with proof that it was paid we got the runaround for a year trying to get AFNI to answer my DV's and trying to get the CRA's to investigate my disputes.  I also complained to the Ag, the BBB and the FTC back in June 2007.  No answer, no followup, no nothing. 

Then after reading on these forums, November 2007, went to PlanetFeedback posted a long complaint about AT&T, AFNI and the CRA's not complying with the FDCPA and the FCRA rules.   I pasted/copied that complaint (along with every single letter to AT&T and CMRRR with letters to AFNI and the disputes to the CRA including my payment by credit card) to the BBB again. I then received emails the next day from AT&T, AFNI and the BBB.   AFNI tries to pull their JDB tactics, however, I ignored them.  AT&T sends email after email, Yet, year before that  they tried to tell me they couldn't find the account and I had to deal with AFNI.  What?!?!?! It's AT&T's screwup, not my brothers!

Thanks to PFB and the BBB - 30 days later AT&T contacts AFNI and it is finally deleted.