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@MercyMe wrote:Hi, Timothy. Thanks for the link. I have been following complaints against Ameriquest on Rip Off Report and knew that class actions were insuing, but didn't know any had commenced. I lost track. Surely the courts will certify the class actions, none of which I have become a participant in. I have more questions regarding the settlement and the reasons for the same. Would you have any further information than is posted on the site you gave? I've read a lot on Rip Off about homes being over appraised (by Ameriquest's own rookie appraisers) and financed or refinanced for the 125% that got so many into trouble, but in the case of my home it was by far under appraised, and I only refinanced up to the original 1987 purchase price to make much needed repairs, so it hardly put a dent in the equity. Upon refinancing to a fixed 6%, as soon as I could, I did pay the prepayment penalty, and would have to refer back to the docs as to the points and all. What's your story with Ameriquest?Thanks for the info. This should prove to be interesting.just me