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ah32 wrote:I thought the green card would not be the best card to help one's score because amex doesn't report the credit limit (because it doesn't have a pre-set limit)?
Charge cards like Amex's are suppose to report as other open accounts and not as a revolving account. I have an Amex Gold PIF card reporting as other open account on EQ and TU. But on EX they report it as revolving, what idiots they are. I have disputed and disputed. I now intend to sue EX for reporting an inaccurate TL. It tanked my EX score.
ah32 wrote:I thought the green card would not be the best card to help one's score because amex doesn't report the credit limit (because it doesn't have a pre-set limit)?
I have a high AF with my card but I don't care. I earn 2 points for every $1 I charge with my Gold card with Amex partners. I transfer all points to my Continental One Pass FF program. The rewards far outweigh the AF, at least for me.
dog wrote:no problem, a year or so ago my wife made the mistake of applying for a pif charge card with amex that had a 100 dollar or so annual fee...she canceled it when i explained to her what the deal was. she now has a delta.
fused111 wrote:I have a high AF with my card but I don't care. I earn 2 points for every $1 I charge with my Gold card with Amex partners. I transfer all points to my Continental One Pass FF program. The rewards far outweigh the AF, at least for me.