Hi,
I got a big surprise when I called Arrow financial to set up a payment plan. They informed me that the account has been closed and that they were gonna delete it from the my credit report.,
I checked my credit report about a month later and the entries have been deleted.
Here is why I'm puzzled: I didn't ask them do delete it, I didn't ask them to close the account , they didn't even gave me the time to dispute the debt. Right before the account was closed the debt went from $1860 to $3600.
Should I ask them why the account was closed ( they never really gave me an answer)? Or should I just let it go? I'm a bit scared that they will report it again under a different account #.
They did sent me a letter stating that "in the light of the information that you have provided to us (I NEVER PROVIDED ANY INFO), we have ceased all further collections efforts regarding this account. Likewise, we have contacted each credit-reporting agency to which we previously furnished information regarding this account and requested that such information be deleted from their files"
Any thought, input would be greatly appreciated!
