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AU. I want to remove my name. How will it look?

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Creditin
New Contributor

AU. I want to remove my name. How will it look?

I piggyback in 2 DW cards. 6 and 5 yrs old. 15k CL total.

I really don't need  them, since I have the same cards

with my name only now.

We ordered one of her cards to piggyback with 15K and 18yrs history.

I want to remove my name from the other two.

How will it look to the banks? 

Thank you for your help.

Cheers.

Message 1 of 3
2 REPLIES 2
ldkcivilservant
Frequent Contributor

Re: AU. I want to remove my name. How will it look?

Those tradelines will disappear, and it may or may not affect your score depending on profile.

 

How will it look to the banks? Since they are AUs, and depending on what it does to your score, I don't think they will care that much.

NFCU Platinum $50k | Amex Delta Platinum $25k | Elan Financial $19.7k | Chase Freedom Unlimited $16k | Bank Americard $16k | Discover IT $13K | NFCU Flagship Rewards $10k | GS AppleCard $5.5k | Citi Simplicity $3k
Message 2 of 3
Creditin
New Contributor

Re: AU. I want to remove my name. How will it look?

Thank you for your valued reply.

 

Reading between the lines, your post indicates that I

should be the worried one. Not the banks.

It will deduct points for sure.

Or, at least, whatever I "advance", if anything,

with the "new" card, will be lost.

I'm thinking is better not to cancel them.

If the banks can live with it, so can I.

Thank you for your prompt reply.

Cheers.

 

Message 3 of 3
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