WB2754 wrote:
I wish I had found myfico a couple of years ago!
I was an AU on my moms BoA and Sears accts. She passed about 5 mos ago, and her estate has been depleted. I just got my CR from EQ and TU. They show both as a CO (about 12K altogether). I have disputed these with both CRAs. Did I do the right thing? Should I take other action? These have got to be killing me, my TU fico is 521.
HELP!
Thanks very much in advance
Wait until the dispute has finished. If they remain, contact both creditors and remove yourself as an AU.
Not only are these affecting your utilization, if the creditors report "deceased" for your mother and that notation shows on your report, it could keep you from having a credit score.
