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Account Removed From Report?

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blindambition
Senior Contributor

Re: Account Removed From Report?


@dragontears wrote:

how long ago did best buy move from cap1 to citi? 

To me it looks like the old pre-citi accounts are falling off....


This would be my guess. Cap One purchased from HSBC, held for 2 years. Announced sale to Citi in Jan 2013.Cap One Sells Best Buy Portfolio 

Message 11 of 14
coreysw12
Valued Contributor

Re: Account Removed From Report?


@Anonymous wrote:
Yeah but since the Citibank had the same opening date, you kept at least one old account. I’m sure you took an AAOA hit probably not enough to cross a threshold, tho.

Couple points were probably from a different change in your report.

Good points. Yes, my AoOA remains unchanged, thanks to the Citi account. AAoA only took a very small hit, since I have 20 other account on my report. So it dropped from like 5.6 years to 5.4 years, not enough to affect the FICO scoring.

    Total Loan Balance: $43k / $65k


    Total SL: $78k

United 1K - 725,000 lifetime flight miles    |    Chase Status: 4/24
Message 12 of 14
Anonymous
Not applicable

Re: Account Removed From Report?

Good! 😊
Message 13 of 14
Anonymous
Not applicable

Re: Account Removed From Report?

Thanks for the quick response everyone! 

Message 14 of 14
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