I have had 2 accounts in the past closed by the credit companies. A Home Depot card and a GE revolving credit card(not WM) They were always paid on time , but closed to due inactivity I assume. Is having your accounts closed due to activity good or bad in the companies light? Even with a good payment record?
It makes no difference to your FICO score. Upon a manual review it can go either way but as long as the account had a positive history I wouldn't give it any thought. If the lender dings you for have an account with a positive history for being closed by the grantor it's not a company I would want to work with anyways.