The scores from myFICO mortgage were spot on!
My mid was 625 and my wifes 621 and were pre approved!
Construction starts next week and we plan to keep paying down our cards to under 9% so we can get the lowest rate possible when we lock in our rate.
Thanks for ya'lls comments and inputs!
What do they use for the mortgage? Seems to be many versions under 3b.
The ones that clearly say "The following versions are commonly used in mortgage lending decisions":
Equifax Score 5
Transunion Score 4
Experian Score 2
I've done a search throughout the forums and the threads seem to be old so I thought I would ask for any recent experience.
How accurate were your myFICO mortgage scores vs when a mortgage lender pulled your credit report?
If you pull a 3B report here your mortgage scores will be up to the minute.