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Greetings all, quick question. If my wife adds me to her Discover account will they do a hard or soft pull on my credit? I know they won't pull a credit check on her, but I couldn't find a answer on the Disco website for me. TIA.
@CardHunter wrote:Greetings all, quick question. If my wife adds me to her Discover account will they do a hard or soft pull on my credit? I know they won't pull a credit check on her, but I couldn't find a answer on the Disco website for me. TIA.
Based on what Discover told me a few months ago when I asked, no, there are no pulls involved, soft or hard, on either person. They do need the AU's SSN for identification purposes, but they do not use it to pull their credit report.
@SoCalGardener wrote:Based on what Discover told me a few months ago when I asked, no, there are no pulls involved, soft or hard, on either person. They do need the AU's SSN for identification purposes, but they do not use it to pull their credit report.
+1. You should be fine, no hard pull.