Affirm Positive History Removal?!! Mortgage pending!

[Timetochange]

Hello

I bought a peloton on Affirm and I was not supposed to use my credit but I didn't think they report! 

Has anyone had luck in disputing and removing a affirm account with positive history? 

[coldfusion]

Miracles do happen but disputing off legitimate tradelines that are being accurately reported is essentially a non-starter.

[Timetochange]

well it was a peloton 30 day free trail that i signed up for but they charged affirm immediately.... so legitimate is up for interpretation 

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@coldfusion wrote:

Miracles do happen but disputing off legitimate tradelines that are being accurately reported is essentially a non-starter.

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[blindambition]

It's legitimately reporting. You'll further cause damage to your score by disputing and having it come back verified. You're better off explaining your mistake to your mortgage loan officer.