Well, your score didn't drop because of membership..
Where did you get your FICO from before? How much time has elapsed since the time you first got your score and the time you signed up for membership? Even a 24 hour window between score pulls can reveal a score change if something changed on your reports during that time.
OK, so which Experian plan did you have before doing the $4.99 trial for CreditWorks Premium?
The alert dates don't mean that that is when the score change actually took place -- that's just when the alert of the change was generated -- the score could have changed within the 48 hours prior (though Experian is pretty good at alerting within 24 hours) -- so let's not go by that and assume the score increase of 3 pts followed by the decrease of 14 pts. happened on 2 different days.
It's my understanding that the Basic (free) plan only updates your score once per month, not daily -- correct? So when did you first start monitoring the score with the Basic membership?
Upgrading to the $4.99 CW Premium plan would have pulled an updated score / report - so I would guess it is now showing your decrease since the last time the score was updated with the Basic plan..
Just to clarify... you signed up for the free membership today? And then upgraded today as well?
@Anonymous wrote:I signed up for the membership today.
Did you thoroughly review your report to make sure nothing changed or was added today?
@Anonymous wrote:I've been monitoring the free credit report for I believe over a year. I signed up for the 4.99 membership today if it wasn't obvious enough.
Gotcha.. Ok -- so then when was the last monthly score update under the free membership?