All 3 credit scores

[Anonymous]

---

@Anonymous wrote:

How good is the Discover Scorecard? My score there is 742!

---

The discover creditscorecard website gives you your EX FICO 08 score.

[EW800]

---

@Thomas_Thumb wrote:

---

---

EW800, Go for it - I really liked the web site and PrivacyGuard is a good product for credit/fraud monitoring.

I did feel a bit guilty about cancelling after 4 days but cancellation is easy to do online - no requirement to talk with a high pressure CSR that tries talking you out of cancellation. They do send confirmation via email and allow you to keep access for the full 14 days for the $1 trial.

---

TT, I did go for it!  I like what I see.  I really like the format and overall look of the reports.  

The PrivacyGuard scoring models shows my scores as: 

Experian:  698

TU:  720

Equifax:  722

You can see my FICO 8 scores below.  My heart sank when I saw the Experian score of 698, however when I looked back at my most recent MyFICO 3B report, I see that my FICO 2 Mortgage Score was only 706, so not that far off.  My EQ FICO 5 Mortgage is 722 and TU FICO 4 Mortgage is 726.  Overall, as others have found, the PG scores are very close to the FICO mortgage scores.  

I have not canceled yet.  I do like what I see, but don't think it is worth $20/mo.  Anyone know if they offer half-price deal or anything when we call?  We all know that Experian does that, so I guess I am hoping PG may offer promo pricecs as well.  I would probably be willing to pay $10-$12, but again not sure it is worth $20.  

Thanks for the heads-up!  

[EW800]

Update:  PrivacyGuard does offer a $9.99/mo promo price.  I called a few minutes ago, stating that I was considering continuing with the membership, but that the $20/mo seemed a bit high.  The rep immediately offered me $9.99 for 12 months.  

[Thomas_Thumb]

Thanks for the update and info on the promo. I actually like this product and will probably sign up if they offer me the reduced rate.

The CreditXpert scores are not actual Fico scores but appear to correlate well with Fico mortgage scores. I get free Fico 8 scores from CCs. For me, it's the other features of PrivacyGuard that I find most appealing. 

[EW800]

---

@Thomas_Thumb wrote:

Thanks for the update and info on the promo. I actually like this product and will probably sign up if they offer me the reduced rate.

The CreditXpert scores are not actual Fico scores but appear to correlate well with Fico mortgage scores. I get free Fico 8 scores from CCs. For me, it's the other features of PrivacyGuard that I find most appealing. 

---

I hope they offer you the reduced rate!  I found it to be very easy, so hopefully you will experience the same.  Let us know!