Am I safe or do I wait?

[Anonymous]

Been paying everything off to go AZEO and credit karma updated and all my accounts are where I want them to be. Is it safe to app or should I wait till I get a fico update at the end of the month

[CreditInspired]

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@Anonymous wrote:

Been paying everything off to go AZEO and credit karma updated and all my accounts are where I want them to be. Is it safe to app or should I wait till I get a fico update at the end of the month

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wait till you get a fico update at the end of the month

[Revelate]

If you are looking for a specific score before apping I guess wait.

If you are just planning to apply regardless and are simply trying to optimize your scores: if CK has updated and things look legit, while you may want to sanity check EX, fact is your scores have already updated (instant in time) so app away.