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just curious, but is score affected on those reports for inq's that age over a year?
im highly debating cancelling amex credit service. i already cancelled my score watch.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
I'm fairly certain that FAKO factors in inquiries for the full 2 years. Don't cancel it because of the FAKO (or rather, don't subscribe for the FAKO). Subscribe because of the report content (TLs reporting, etc.). There are other CMSs out there if you don't like the report layout.
thanks illecs, i was just curious.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |