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Amex +Scores

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creditnocash
Valued Contributor

Amex +Scores

just curious, but is score affected on those reports for inq's that age over a year? 

 

im highly debating cancelling amex credit service. i already cancelled my score watch. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 1 of 3
2 REPLIES 2
llecs
Moderator Emeritus

Re: Amex +Scores

I'm fairly certain that FAKO factors in inquiries for the full 2 years. Don't cancel it because of the FAKO (or rather, don't subscribe for the FAKO). Subscribe because of the report content (TLs reporting, etc.). There are other CMSs out there if you don't like the report layout.

Message 2 of 3
creditnocash
Valued Contributor

Re: Amex +Scores

thanks illecs, i was just curious. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 3 of 3
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