So, if a pfd to a collection agency is accepted, does that mean they will also remove the oc or just the ca from your cr?
I ask because i believe one of the pfd samples i see suggest the wording "this account and all references to this account be deleted from all 3 cra's". So i'm wondering if i'll get 2 hits for the price of 1.
if not, then has anyone had any luck with gws to the oc after pfd? or maybe disputing the oc account sending the cra's proof of payment?
just wanting to know all my options as i have just had a pfd to a ca accepted but the oc is on cr showing charged off/sold to another company (or some such wording).
FICO 9/1/07 FICO 9/26/07
TU--534 TU--538
EX---552 EX---562
EQ---454 EQ---454