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A 0% balance transfer posted on my WalletHub account but when I pulled my credit directly from Transunion's website it still wasn't showing. Doesn't make any sense to why that would be? Was planning on finishing an app spree with a TU application but the balance on WalletHub dropped my score. I'm assuming if it's showing on WalletHub then good chance it will show up if a lender does a HP?
@KnowledgeSeekr wrote:A 0% balance transfer posted on my WalletHub account but when I pulled my credit directly from Transunion's website it still wasn't showing. Doesn't make any sense to why that would be? Was planning on finishing an app spree with a TU application but the balance on WalletHub dropped my score. I'm assuming if it's showing on WalletHub then good chance it will show up if a lender does a HP?
When you mean TU's site, do you mean their like monitoring service?
You should be able to pull a fresh TU report every 24 hours through their service center, I would use that.
https://service.transunion.com/dss/disclosure.page?
If it says:
\
You'll need to wait 24 hours from when you last requested your report to get a fresh, new one.
If not, pull it, and you'll get your most up to date report. Free of charge.
Wallethub/Credit Seasme updates are near instantous to changes in your file.
3/6, 5/12, 14/24
@GZG wrote:
@KnowledgeSeekr wrote:A 0% balance transfer posted on my WalletHub account but when I pulled my credit directly from Transunion's website it still wasn't showing. Doesn't make any sense to why that would be? Was planning on finishing an app spree with a TU application but the balance on WalletHub dropped my score. I'm assuming if it's showing on WalletHub then good chance it will show up if a lender does a HP?
When you mean TU's site, do you mean their like monitoring service?
You should be able to pull a fresh TU report every 24 hours through their service center, I would use that.
If it says:
\
You'll need to wait 24 hours from when you last requested your report to get a fresh, new one.
If not, pull it, and you'll get your most up to date report. Free of charge.
Wallethub/Credit Seasme updates are near instantous to changes in your file.
Yes, I pulled my Transunion report directly from Transunion like you have above after I saw the balance reported on WalletHub and the balance was not showing on Transunion.
@KnowledgeSeekr wrote:
@GZG wrote:
@KnowledgeSeekr wrote:A 0% balance transfer posted on my WalletHub account but when I pulled my credit directly from Transunion's website it still wasn't showing. Doesn't make any sense to why that would be? Was planning on finishing an app spree with a TU application but the balance on WalletHub dropped my score. I'm assuming if it's showing on WalletHub then good chance it will show up if a lender does a HP?
When you mean TU's site, do you mean their like monitoring service?
You should be able to pull a fresh TU report every 24 hours through their service center, I would use that.
If it says:
\
You'll need to wait 24 hours from when you last requested your report to get a fresh, new one.
If not, pull it, and you'll get your most up to date report. Free of charge.
Wallethub/Credit Seasme updates are near instantous to changes in your file.
Yes, I pulled my Transunion report directly from Transunion like you have above after I saw the balance reported on WalletHub and the balance was not showing on Transunion.
Try pulling a new report when it's avaiaible. Perhaps pull your weekly report on https://www.annualcreditreport.com/ to see if it's reflected yet.
3/6, 5/12, 14/24
It's the same situation with MyFico. Updates are SLOOOOOOW!! Everyone updates their info quicker... which makes no sense because...
@KnowledgeSeekr wrote:A 0% balance transfer posted on my WalletHub account but when I pulled my credit directly from Transunion's website it still wasn't showing. Doesn't make any sense to why that would be? Was planning on finishing an app spree with a TU application but the balance on WalletHub dropped my score. I'm assuming if it's showing on WalletHub then good chance it will show up if a lender does a HP?
For what its worth wallethub always emails me alerts way ahead of others like credit sesame, ck, etc