Hello,
I have a 6 yr old paid /co with first premier which is reporting 22 lates. I recently paid this acct off 01/07. {trying to get a mortgage, they want all c/o accts paid} Besides the goodwill letter I see people talking about is there anyother way to get this acct deleted. this acct totals ALL the lates on my CR!
It's killing my score.
EQ 607 {fico}
I have 4 accts in good standing
I have 2 paid/co 1 over4/1 over6 yrs old
I have 1 unpaid/co over6 yrs old
Eric
1/07 FAKO 4/07 04/07 FICO
TU 558 591
EX 530 569
EQ 538 569 607