cancel
Showing results for 
Search instead for 
Did you mean: 

Anybody else get an email about Paypal changing terms

Estimate your FICO® Score range for free

FICO® Score Estimator

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Established Contributor

Re: Has anyone noticed this?


@disstreetcoolkid200 wrote:

@Gonzozap wrote:

@disstreetcoolkid200 wrote:

My PayPal Credit account (not the mastercard version) is updated to the CBs everything a new charge posts.

 

Is this normal?

 

I am not liking this because it decreases my score every time it reports. Smiley Happy

 

Thanks, guys! Smiley Wink


HUH??  EVERY time a new charge posts ???????   That is absolutely insane.  I mean really, who does that?

 

When did you open your account?

 

I will rarely ever use this account again if I see that happening.  The purpose of reporting to the bureaus is not to report "purchases."   Creditors are supposed to report overall monthly outcomes.  Something about reporting all my individual purchases seems to violate my privacy.

 


I opened it 1 week from today ago. Smiley Sad


My PayPal MC does not update every charge, but updates everyday I use it. Very annoying!

Message 131 of 138
Contributor

Re: Has anyone noticed this?

Hmmm so folks have been experiencing their accounts reporting anytime there is activity? Interesting, I have the old eBay Extras MC but haven't seen anything out of the ordinary in terms of reporting. Must be certain products.

Does anyone have any info on when in September PPC accounts will report?
Message 132 of 138
Community Leader
Super Contributor

Re: Has anyone noticed this?

I think it will report on the 31stSmiley Wink
Charter Member of the Discover " No Cli For You " Club !

Chase Never/24 Squad Leader
Team Pendread Anonymous
#JustSayNo2Comenity
Officially S.O.G.O.T.P
Message 133 of 138
Contributor

Re: Has anyone noticed this?

@Gonzozap wrote:

 

HUH??  EVERY time a new charge posts ???????   That is absolutely insane.  I mean really, who does that?

 

When did you open your account?

 

I will rarely ever use this account again if I see that happening.  The purpose of reporting to the bureaus is not to report "purchases."   Creditors are supposed to report overall monthly outcomes.  Something about reporting all my individual purchases seems to violate my privacy.

 

Now that you mention this, Gonzozap, I noticed that my Amazon, which is also Synchrony, last reported to the Credit Bureaus on 7-29-19, right after my Subscribe and Save was delivered to my home.  It used to post after the statement cut but it was never reported to the bureaus till the following due date.  My due date is the 5th and my statement cuts on the 12th.  Strange things going on at Synchrony. eh? 







Starting FICO 8 Scores 5-5-19

Current Scores

Starting Mortgage Scores 5-5-19

Current Mortgage Scores






Message 134 of 138
Contributor

Re: Has anyone noticed this?

Indeed interesting, though I do remember that several months ago there was a number of incidents with accounts managed by Synchrony reporting balances seemingly randomly and off-schedule. I think that it was in Februaury or thereabouts... It happened to me too.
Message 135 of 138
Senior Contributor

Re: Has anyone noticed this?

Synchrony has been a lot more even with reporting lately but they did indeed do the whole reporting every time I put a charge on there thing in January/February. It hasn’t happened since though. 

70DD1A3B-9DE6-4CBB-A6D9-BA705BE22054.jpeg
Scores 1/2019:
Scores 8/2019:

Hover over my cards to see my limits!
Goal cards:
Message 136 of 138
Highlighted
Contributor

Re: Has anyone noticed this?

@Saeren wrote:

 

 Synchrony has been a lot more even with reporting lately but they did indeed do the whole reporting every time I put a charge on there thing in January/February. It hasn’t happened since though. 

 

 

It's been fine all year for me, reporting once a month.  This is the first time I have noticed them reporting to the credit bureau off cycle with my Amazon account. 

 

We'll see what happens next month for sure.  (I paid it off, just in case)Smiley Wink







Starting FICO 8 Scores 5-5-19

Current Scores

Starting Mortgage Scores 5-5-19

Current Mortgage Scores






Message 137 of 138
New Visitor

Re: Has anyone noticed this?

I just contacted PayPal Credit customer service, they said the last statement on 08/08/19 will be reported to the credit bureaus in 2-3 business days.

Message 138 of 138
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.