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@Anonymous wrote:
@Gonzozap wrote:
@Anonymous wrote:My PayPal Credit account (not the mastercard version) is updated to the CBs everything a new charge posts.
Is this normal?
I am not liking this because it decreases my score every time it reports.
Thanks, guys!
HUH?? EVERY time a new charge posts ??????? That is absolutely insane. I mean really, who does that?
When did you open your account?
I will rarely ever use this account again if I see that happening. The purpose of reporting to the bureaus is not to report "purchases." Creditors are supposed to report overall monthly outcomes. Something about reporting all my individual purchases seems to violate my privacy.
I opened it 1 week from today ago.
My PayPal MC does not update every charge, but updates everyday I use it. Very annoying!
@Gonzozap wrote:
HUH?? EVERY time a new charge posts ??????? That is absolutely insane. I mean really, who does that?
When did you open your account?
I will rarely ever use this account again if I see that happening. The purpose of reporting to the bureaus is not to report "purchases." Creditors are supposed to report overall monthly outcomes. Something about reporting all my individual purchases seems to violate my privacy.
Now that you mention this, Gonzozap, I noticed that my Amazon, which is also Synchrony, last reported to the Credit Bureaus on 7-29-19, right after my Subscribe and Save was delivered to my home. It used to post after the statement cut but it was never reported to the bureaus till the following due date. My due date is the 5th and my statement cuts on the 12th. Strange things going on at Synchrony. eh?
Synchrony has been a lot more even with reporting lately but they did indeed do the whole reporting every time I put a charge on there thing in January/February. It hasn’t happened since though.
@Saeren wrote:
Synchrony has been a lot more even with reporting lately but they did indeed do the whole reporting every time I put a charge on there thing in January/February. It hasn’t happened since though.
It's been fine all year for me, reporting once a month. This is the first time I have noticed them reporting to the credit bureau off cycle with my Amazon account.
We'll see what happens next month for sure. (I paid it off, just in case)
I just contacted PayPal Credit customer service, they said the last statement on 08/08/19 will be reported to the credit bureaus in 2-3 business days.
@Syntax wrote:
I just contacted PayPal Credit customer service, they said the last statement on 08/08/19 will be reported to the credit bureaus in 2-3 business days.
Have you seen it hit your reports yet, Syntax?