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I paid off $1400 on 1 card....after about a week I saw a nice bump on my other scores of 12 points. Experian notified me of the 1400 payment, but their score did not budge...will it? Is it just late? Or will it not bump at all?
Lots of anecdotal reports of delays in both lender reporting and bureau updating lately. When you made that payment, did it bring your utilization across any thresholds? What was your individual and aggragate utilization like % before and after that payment?
Sorry to say but if you got an alert from them that the payment was updated, there would have been a score update as part of that alert.
@kxkxkxx wrote:I paid off $1400 on 1 card....after about a week I saw a nice bump on my other scores of 12 points. Experian notified me of the 1400 payment, but their score did not budge...will it? Is it just late? Or will it not bump at all?
@kxkxkxx, I have Noted that since around March 15th, EX has been very peculiar in reporting.
I have called a few lenders, and the updates were sent. But EX is seriously lagging on some updates.
The same accounts were updated on EQ and TU properly.
Experian just updated a $4 dollar Amex charge card balance that should have been updated on 6/4.
One Citi DC MC has not updated, As well as a Penfed PCR Visa.
¯\_(ツ)_/¯
@M_Smart007 I think you nailed it. If I remember correctly...this also happend about a year ago and they were lagging by 2 months!
@kxkxkxx wrote:I paid off $1400 on 1 card....after about a week I saw a nice bump on my other scores of 12 points. Experian notified me of the 1400 payment, but their score did not budge...will it? Is it just late? Or will it not bump at all?
My experience with Ex is they update all my credit cards before Trans and Equifax but are always a day or 2 behind the other bureaus on my installment loan updates.
It's been about 6 months that I noticed this occuring.
TU and EQ started showing my new auto loan on 5/10 and 5/11, but EX didn't report it until yesterday. Definitely something going on there.
I paid a NFCU cc down to 0.00 ( 8900.00 paid off) EQ, TU show and put me over 800, EX nothing, no alert etc. I looked on my experian.com report, was reported 6/4/2020.
Nothing here.
2nd NFCU card shows and updated on all 3 as normal.
My scores refect the lag
814 ***803***784