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Congrats and welcome.
Thank you CO_NATIVE and AverageJoesCredit.
Signed up for Credit Karma.TU 779 EQ 777.
Surprised to see TD business reporting utilization.[will stay away from td business cards]
Amex business cards not reporting.
Couple of questions:
1.I could use more Business Credit .[will apply after 3 months]Does chase business report to personal credit ?
2.NFCU-I can join through a household member.
Is it easier/better to join in Branch with household member or is it the same as through NLUS San diego?
I am in real estate investing,contracting and property management..Thanks for the inputs.
@Anonymous wrote:Thank you @Anonymous and @AverageJoesCredit.
Signed up for Credit Karma.TU 779 EQ 777.
Surprised to see TD business reporting utilization.[will stay away from td business cards]
Amex business cards not reporting.
Couple of questions:
1.I could use more Business Credit .[will apply after 3 months]Does chase business report to personal credit ?
2.NFCU-I can join through a household member.
Is it easier/better to join in Branch with household member or is it the same as through NLUS San diego?
Chase Ink does not report on your personal credit report. There have been a few cases where they have shown up, but a call to Chase can rectify that.
As far as NFCU; if this household member is a roomate, I would recommend joining via the NLUS. There have been, in the past, horror stories of people that joined through a roommate and get approved only to have their accounts frozen and membership rejected. I believe with a roommate scenario they are going to want a utility or lease agreement with names on it etc establishing residency. If you are the homeowner and all utilities are in your name, it could be dififcult to prove that the roommate resides there. Going into a branch with a current member to join through them is different than NLUS. NLUS is mostly handled via email, fax or snail mail. If this housemember is a close relative, than by all means join through them.
Thanks. Is it okay to go NLUS way even if one qualifies through a close relative?
Just to speed up the process.And keep things independent
Folks,
navy fed app is done.
Should I follow up by Friday or next week.?
Meanwhile , i responded to an offer and enrolled in pay over time [ $100 plus charges]for my business platinum amex charge card.
Got a letter of thanks today with 0% apr for 9 months and a limit of 33,000 on pay over time balance.
Sitting tight now..
Update.
Called NFCU. They found my app and walked me through and set up the accounts.
Gorewards for 19,000 approved.
Platinum denied-reason will come in the mail.
CSR said maybe because I just opened the account.
Folks,
Should I revisit the denied card later or sit tight?