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Curious if any members have data points regarding having to unfreeze Chexsystems/LexisNexis to receive a soft pull CLI for their Apple Cards.
From what other members have posted, its seems soft pull CLIs with frozen credit reports are not an issue. But what of Chexsystems/LexisNexis?
Does GS have access to frozen Chexsystems/LexisNexis just the same as your credit reports for soft pull CLIs?
Asking because two reasons: 1. I believe GS checked my Chexsystems and LexisNexis before approving my Apple Card. 2. Some members report having difficulty proving identity because Chexsystems/LexisNexis was frozen. Would hate to be denied a CLI because GS could access my EQ, TU, EX but not Chexsystems/LexisNexis.
Yes you are fine with those on ice for CLI w/apple card
@CreditCuriosity wrote:Yes you are fine with those on ice for CLI w/apple card
Gotcha. Thanks for the confirmation and data point @CreditCuriosity . Thought it prudent to ask. lol... I'd be pretty bummed for not getting one for my info not being accessible vs. some credit criteria. I've put a lot of spend on my new Apple Card and am hoping for a good CLI in 2.5 months.