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@razzy116 Fico 9 is different since it excludes paid collections. Since you're working on yours, wait till they are paid off.
I think I read about several denials due to recent negatives (they were between 2 and 4 years old), so longer you wait,better for you.
Also, GS will pull Chex during the process. Any issues with your Chex report?
@razzy116 wrote:When i apped last month why does it say my TU score is 624 when i know my score has gone up? I am not applying for the card for at least 6 months or more, been paying my balances off. Thank you.
I just got the Apple Card (GS Bank) for $7300
My TU was 702
I actually only applied because I was on another monitoring site (rhymes with Shredit Sharma) and it was recommended as a strong match. Good Luck!!
I have been tempted to accept their offer a couple of times but I am resisting the urge even though they are willing to give me a card. I should check the offer since my score updated.
@Anonymous wrote:
@razzy116 wrote:When i apped last month why does it say my TU score is 624 when i know my score has gone up? I am not applying for the card for at least 6 months or more, been paying my balances off. Thank you.
I just got the Apple Card (GS Bank) for $7300
My TU was 702
I actually only applied because I was on another monitoring site (rhymes with Shredit Sharma) and it was recommended as a strong match. Good Luck!!
Recommendations from said monitoring site are primarily driven by their desire for you to click through and apply because your doing so earns them a bounty from the issuer.
Those recommendations are based upon general demographic information and not an analysis of your individual profile. As a simple example they routinely suggest yet often give me poor or fair odds against cards I already own and have owned for in some cases several years.
How do i get to rhymes
@Anonymous wrote:
@razzy116 wrote:When i apped last month why does it say my TU score is 624 when i know my score has gone up? I am not applying for the card for at least 6 months or more, been paying my balances off. Thank you.
I just got the Apple Card (GS Bank) for $7300
My TU was 702
I actually only applied because I was on another monitoring site (rhymes with Shredit Sharma) and it was recommended as a strong match. Good Luck!!
How do i get to this site? never heard of it. Thank you
@razzy116 wrote:How do i get to rhymes
@Anonymous wrote:
@razzy116 wrote:When i apped last month why does it say my TU score is 624 when i know my score has gone up? I am not applying for the card for at least 6 months or more, been paying my balances off. Thank you.
I just got the Apple Card (GS Bank) for $7300
My TU was 702
I actually only applied because I was on another monitoring site (rhymes with Shredit Sharma) and it was recommended as a strong match. Good Luck!!
How do i get to this site? never heard of it. Thank you
Rhymes isn't a place to visit. He was using the word "rhymes" in its literal sense. Just rhyming words, thats all.