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@Anonymous wrote:
I hate to burst your bubble, but paying the past due payments won't remove the late-pays from your credit report. Your odds of being approved for a $2000 CC with a 623 FICO are rather slim. If you don't have any major baddies (BK, collections, or charge-offs) in the past two years, you may be approved for a "starter" card in the $300 and $500 range.
The good news is that you can live a 30 or even a 60-day late down fairly quickly. Take the starter card, be faithful with it, and you will eventually have a $2000 CC.
@Anonymous wrote:
@Anonymous wrote:
I hate to burst your bubble, but paying the past due payments won't remove the late-pays from your credit report. Your odds of being approved for a $2000 CC with a 623 FICO are rather slim. If you don't have any major baddies (BK, collections, or charge-offs) in the past two years, you may be approved for a "starter" card in the $300 and $500 range.
The good news is that you can live a 30 or even a 60-day late down fairly quickly. Take the starter card, be faithful with it, and you will eventually have a $2000 CC.
Doesn't income have anything to do with credit limits, too?