I filed chapter 13 in 2004 since then I have gotten numerous cards. I have an orchard bank card with a limit of $300.00 then a card through HSBC for 1000. I have have few other cards with limits of $500.00, 600.00, & another $1000.00. My score is only 591. There are cards out there willing to give you credit. The bad part is many of them charge you $5.00-10.00 a month as a fee or they charge you a fee if you pay online. I am trying to rebuild my credit and it is a very slow process, but I am willing to pay the fees in hopes it will help in the long run. We were just discharged so I am hoping that will help a little as well. Good Luck!
Starting Score 563 10/2/11 Current Score 585 12/30/11 Goal 700