cancel
Showing results for 
Search instead for 
Did you mean: 

Are veterinary collections counted as medical?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Regular Contributor

Are veterinary collections counted as medical?

Probably a dumb question, but I have a collection from a $2500 vet bill. I know medical bills are not included when calculating DTI. Just trying to figure out if the vet bill qualifies as a medical bill or not. Thanks!
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
6 REPLIES 6
Community Leader
Mega Contributor

Re: Are veterinary collections counted as medical?

Not medical unless the animal has a credit report. 

 

It's a plain collection. 

EX 759 EQ 774 TU 753


Message 2 of 7
Community Leader
Senior Contributor

Re: Are veterinary collections counted as medical?


@Remedios wrote:

Not medical unless the animal has a credit report. 

 

It's a plain collection. 


I’m on the subway crowded with rush-hour riders and I actually burst out laughing. 😂🤣 Yep, I see it in their eyes. They thinking, “she’s one of those people who walk around singing to themselves.”

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 3 of 7
Community Leader
Senior Contributor

Re: Are veterinary collections counted as medical?


@cali_alli wrote:
Probably a dumb question, but I have a collection from a $2500 vet bill. I know medical bills are not included when calculating DTI. Just trying to figure out if the vet bill qualifies as a medical bill or not. Thanks!

Not a dumb question but gave me pause to wish we could file our fuzzy children as dependents with IRS because they darn near are as expensive. 😁

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 800
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 4 of 7
Valued Contributor

Re: Are veterinary collections counted as medical?

Wait, what???? We can’t count our pets as legal dependents? Ah, oh.... Smiley Happy

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Oct 2019: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $39.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $16.5K; Cap1 Plat $8.4K; Barclay $7K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $270K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 5 of 7
Regular Contributor

Re: Are veterinary collections counted as medical?

Hahaha. Ok ok. I know it was a long shot, but in my mind, medical is medical whether it’s for an animal or human!
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 6 of 7
Regular Contributor

Re: Are veterinary collections counted as medical?

Yeah this one caused me $3000 Smiley Sad
March 2018 - EX: 419 EQ: 456 TU: 423
February 2019 - EX: 537 EQ: 547 TU: 509
March 2019 - EX: 625 EQ: 555 TU: 579
April 2019 - EX: 640 EQ: 637 TU: 642
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.