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Argh! 3rd time I've had to dispute old file!

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ah32
Frequent Contributor

Argh! 3rd time I've had to dispute old file!

What do you do when you have to continue to dispute old information? Do I have any options? When they keep checking my credit because they are the "new" collection agency, do I have the right to dispute the inquiry? Argh! This credit b.s. is making me sick! Everything revolved around credit.  I realize I made mistakes when I was 22, but do I have to keep re-living the past? Don't we have any rights? The only inquiries I've had are collection agencies checking my credit.  One did twice in a day, so it's showing up as 2 inquiries.  Please help before I go mad!
Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Argh! 3rd time I've had to dispute old file!

Time to take a proactive approach.
 
DV them request the PP from them.
Request the PP from the CRA's.
 
If you got the TL removed they can not re-insert and no longer have PP. (right?)
 
If they do not have PP you can sue.
 
Message 2 of 2
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