What do you do when you have to continue to dispute old information? Do I have any options? When they keep checking my credit because they are the "new" collection agency, do I have the right to dispute the inquiry? Argh! This credit b.s. is making me sick! Everything revolved around credit. I realize I made mistakes when I was 22, but do I have to keep re-living the past? Don't we have any rights? The only inquiries I've had are collection agencies checking my credit. One did twice in a day, so it's showing up as 2 inquiries. Please help before I go mad!