cancel
Showing results for 
Search instead for 
Did you mean: 

Auto Insurance (hard pulls?)

tag
Anonymous
Not applicable

Auto Insurance (hard pulls?)

I'm in the market for a better insurance quote (6 month) as mine is currently too high IMO.  Is there any solid advice on the best way to approach this with very full credit pulls?  Do any companies do a soft pull?

 

Thanks!

Message 1 of 8
7 REPLIES 7
MarineVietVet
Moderator Emeritus

Re: Auto Insurance (hard pulls?)


@Anonymous wrote:

I'm in the market for a better insurance quote (6 month) as mine is currently too high IMO.  Is there any solid advice on the best way to approach this with very full credit pulls?  Do any companies do a soft pull?

 

Thanks!


I know that Allstate did a soft pull on me.

Message 2 of 8
DI
Super Contributor

Re: Auto Insurance (hard pulls?)

All the auto insurance I inquired about made a soft pull. 
Message 3 of 8
Anonymous
Not applicable

Re: Auto Insurance (hard pulls?)

progressive pulled hard for me.  vicki

 

 

Message 4 of 8
Anonymous
Not applicable

Re: Auto Insurance (hard pulls?)


@Anonymous wrote:

progressive pulled hard for me.  vicki

 

 


 

I would complain.  They should soft for quotes on insurance products.

 

 

Message 5 of 8
DI
Super Contributor

Re: Auto Insurance (hard pulls?)


@Anonymous wrote:

@Anonymous wrote:

progressive pulled hard for me.  vicki

 

 


 

I would complain.  They should soft for quotes on insurance products.

 

 


I agree. I would complain too.  LOUD!!  Did you inquire about a quote online?  I recently did inquired online, and it was a soft pull.  I always get my quotes online.  I don't deal with the middle person.

Message 6 of 8
Anonymous
Not applicable

Re: Auto Insurance (hard pulls?)

I deal directly with progressive, no agent.  Its been a few years ago since I got my policy with them and they did the hard pull.  So probably dont matter now.  But I think they can hard or soft and she did tell me upfront it was a hard pull.  But the inquiry is of little importance now.  But then I've also decided I dont really care what my fico is these days.  I have not pulled a score since I dont know when for me or hubby.  vicki

Message 7 of 8
DI
Super Contributor

Re: Auto Insurance (hard pulls?)

If a freeze is on your credit reports they have no choice but to soft pull.    I see my having a freeze is worth it after all. 
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.