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Auto insurance score question ?

Frequent Contributor

Auto insurance score question ?

    Good day everyone, I hope i'm putting this question in the right place. I just went on credit karma (i know entertainment purposes only) but there's something i can't quite understand on there.

    It also gives you an auto insurance score and a vantage score, my MYFICO score is 760 Transunion, how can my auto score be sooo low 795 rated Poor? I've been driving for 16 years NEVER even been pulled over and have a paid off auto loan. How can someone with and absolutely spotless driving record and no negatives on their Fico score rate so poorly on auto insurance? Also, why would my vantage score rate "c" score 748? Smiley Indifferent 

    Just when I think I'm grasping this credit formula down, curveballs, keeping us on our toes?


                                                                   Thanks in advance! Smiley Happy



Current: TU 772 EQ 765 EX 760 (GE credit pull)
Goal 800+
WHAT'S IN MY WALLET: American Express Blue Cash Preferred 29,500/ Citi Simplicity 16,600 / Discover IT 16,500/ Chase freedom 4,800/ Care credit 10,000/ R us MasterCard 7,500/ kohls 2,500/ LensCrafters 2,400 / Citi Double Cash 13,200/ Amazon Visa 7,000
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Frequent Contributor

Re: Auto insurance score question ?

Credit Karmas auto insurance score is about as innacurate as 2 year old trying to do division equations.

Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board

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