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I’m confused, is this a charge card?
Charge cards just report the balance and don’t count in CC utilization.
I think you need a new keyboard as it is missing the period key.
I really tried reading through this to fully understand it. I think I'm usually pretty good at this kind of thing, but this was an entirely different animal. Maybe when you've calmed down a bit you can write this more coherently for us to understand.
This needs some periods and paragraphs, very hard to follow??
Op-
Can you give us the facts without the emotion.
Perhaps we can help you.
Nearest I can tell is you're saying you have a no limit charge card and it's being reported as a limit of: $28002. on all three CBs?
Its likely reporting the highest balance you reached on the card.
It should not affect your score as the utilized credit limit amount is not considered in your uti of your credit card limits.
If you can clarify with some facts, we might be able to direct you better.
Thanks