Hey all,
Quick question? I am working diligently on my credit report to remove as many baddies as I can. How do I know when I have done all that I can to get them removed? My main problem is late payments, by 1 or 2 days and a couple that were 30 days late. The BK7 is just on there and won't be off until 2010 but the accounts will start dropping off early next year.
These are my baddies:
Collection Acct./ West Asset Management for AT&T bill, paid, sent GW letter to remove
No response yet
Afni, Inc./ collection- Cingular Wireless has a balance, (should I pay or PFD letter?)
Asset Acceptance/collection - Z-Tel, paid, sent GW letter
Capital One Cards- 2, gw letter
Mortgage Clearing Corp. - lates
Select Portfolio- lates sent gw letter
Shell-- 2 lates
Countrywide- 3 lates- they are removing though
Nicor Gas-- lates, sent GW letter