@GoHerd1 Congratulations!!! That’s great!! I would advise you to go ahead with Navy, that way you don’t incur any more HPs, plus the approval looks beautiful, You couldn’t hardly ask for anything better! You should be stoked, I think you did great! Well done!
Yeah Navy is not especially inquiry sensitive. I told you I thought they would do you right! But they love their HPs. Your banker said you could do 3 what in 12 months?
Remember, study up on the business credit and you’ll be able to build it and do some things without PGs.
Now, you absolutely must have 12 months without inquiries or new accounts on your personal CR before the personal mortgage. No ands, ifs, or buts, for business or any other reason. (And anytime you apply for credit, it’s supposed to be for a legitimate reason.
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So that means no more inquiries and no more new accounts from now until the mortgage. Get the car and go to the garden. Wait 12 months or more before mortgage.
Congratulations again! You did great and sorry for my late response. I fell asleep responding last night and I have been busy with some family issues.
Keep us posted you’re doing great!
Yeah Navy is not especially inquiry sensitive. I told you I thought they would do you right! But they love their HPs. Your banker said you could do 3 what in 12 months?
Remember, study up on the business credit and you’ll be able to build it and do some things without PGs.
Now, you absolutely must have 12 months without inquiries or new accounts on your personal CR before the personal mortgage. No ands, ifs, or buts, for business or any other reason. (And anytime you apply for credit, it’s supposed to be for a legitimate reason.
)So that means no more inquiries and no more new accounts from now until the mortgage. Get the car and go to the garden. Wait 12 months or more before mortgage.
Congratulations again! You did great and sorry for my late response. I fell asleep responding last night and I have been busy with some family issues.
Keep us posted you’re doing great!
@GoHerd1 Congratulations!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
You did wonderfully!! Excellent job on EVERYTHING!! All the way around, you did perfectly! Couldn't have done better! I'm definitely happy for you and proud of you! You should be proud of yourself! You have came a long way and deserve to enjoy the fruits of your labor. Enjoy that Fit!!
Doggone great deal, too! I'm psyched for you! I've was in and out of Tampa; should've done lunch! You can't beat that deal with a stick.
Now, head to the Garden, you'll find a lot of great company there, I'm holding the gate open for you. No HPs and no more new accounts for a 12 month minimum and more is even better.
I'd be willing to bet Navy will easily take care of your mortgage needs 12-18 months from now! Enjoy, stay in touch, and report back with your progress, please! 
PS: Tell Regions the early bird gets the worm! So how many inquiries did you donate to the cause? Just 2? Regions and Navy?
My payments are about $250. I made $2500 in December. That's 10%, which is not bad. They recommend 8% of gross for auto loan.
For my home project, I want to get a tri-plex in Naples. I would live in one and rent out the other two. If one unit is empty, I will still have the other paying. Rent mine out to vacationers when I go to Tennessee in the summer.
You can use rental income as declared income for a mortgage app. The two rentals will cover the mortgage. This is my plan to live for free. Meantime, I will keep sleeping in my fit. (Plenty of room!) I am too cheap to pay rent!
For my home project, I want to get a tri-plex in Naples. I would live in one and rent out the other two. If one unit is empty, I will still have the other paying. Rent mine out to vacationers when I go to Tennessee in the summer.
You can use rental income as declared income for a mortgage app. The two rentals will cover the mortgage. This is my plan to live for free. Meantime, I will keep sleeping in my fit. (Plenty of room!) I am too cheap to pay rent!