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Bank Of America

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Bank Of America

Does anyone know if BOA pulls a hard to open a checking account?  I opened a Schwab Checking account 2 months ago and dont want another hard pull.

 

Thanks,

Bobby


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Message 1 of 7
6 REPLIES 6
Frequent Contributor

Re: Bank Of America

Bump*


USBank Cash+ Visa Signature $8000, C1 Savor MC Elite $15,000, C1 Venture One $10,000, C1 Quicksilver Visa Sig $10,000, C1 Quicksilver WMC $10,000, Penfed Plat Rewards Visa Sig $9,500, Penfed Power Cash Rewards Visa Sig $10,000, USAA Pref Rewards Visa Sig $5,000, Logix FCU Plat MC $12,000, SDCCU Plat Visa $2,500, Barclays Rewards MC $1500, Best Buy Visa $2000, Chase Amazon Prime Visa Sig $500, Consumers Credit Union Plat Visa $3500, Sams Club Store Card $437, JCPenney $1,800, Fort Knox CU Plat Visa $5,000, Lowes $7,000, HSN Card $3,000, Walmart Card $2,000, Kohls $1,000, Macys $800, Target Red Card $800, QVC Card $800
Message 2 of 7
Regular Contributor

Re: Bank Of America

They dont pull your credit,  I think they check chexsystems, but not your credit,  Since when do bank's check your credit for a checking account,  i thought only CU's do that.. Ive had many bank acconts and theyve never checked my credit.


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Message 3 of 7
Moderator Emerita

Re: Bank Of America

 


@Chaos122 wrote:

They dont pull your credit,  I think they check chexsystems, but not your credit,  Since when do bank's check your credit for a checking account,  i thought only CU's do that.. Ive had many bank acconts and theyve never checked my credit.


It's the newest thing.  Smiley Tongue

 

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 4 of 7
Moderator Emerita

Re: Bank Of America


@BobbyJ wrote:

Does anyone know if BOA pulls a hard to open a checking account?  I opened a Schwab Checking account 2 months ago and dont want another hard pull.

 

Thanks,

Bobby


It's been quite a while since I've openend my BoA checking account, but they did pull a hard.

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Message 5 of 7
Member

Re: Bank Of America

I opened a checking account with BofA just over a year ago and there was a hard pull.

Message 6 of 7
Senior Contributor

Re: Bank Of America

I had added DH to my account a few years ago. 

 

About 9 months later, they sent HIM cash advance checks (HIS name only, even thought it's a joint account with me primary).  Smiley Surprised  I guess they thought they could make money of him....ya know, get him to spend my money?  He's not on my cc's.

 

He use to have a card with them that was closed back in 2008, before he was added to my account.  And they linked his old cc log on information to accessing the bank account.  So weird!  There was a gap of like a year between closing the card and my adding him to the account.

 

 

Message 7 of 7
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