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Becoming authorized user on 20 year old account

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BuffaloBoy
Valued Member

Becoming authorized user on 20 year old account

Would my mother in law adding me as an authorized user on her 20 year old perfectly paid credit card help me?

 

My average age of accounts is 1 year with 3 years being the oldest.

Message 1 of 3
2 REPLIES 2
fused
Moderator Emeritus

Re: Becoming authorized user on 20 year old account

FICO 08 - not really

 

FICO 04 - yes

 

FICO 98 - yes

Message 2 of 3
Burned2manybridgesB4
Valued Contributor

Re: Becoming authorized user on 20 year old account

...forgot underwriter manually scoring, and internal scoring beyond fico, which kills AU most of the time.

Message 3 of 3
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