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CRAs have placed FAs without the consumer's request or consent. This has happened to another mod at this forum. I have for the longest time thought like you, but the CRAs have been running rough shot for some time. As for CRAs sharing info with each other, no way, ulnless it involves as you said FAs.
sherry wrote:
When people post inaccurate information i think it is best for us all or any of us to go back and forth even to learn for ourselves...to be encouraging with misinformation is not productiveto challenge someone to find out what they are talking about challenges us all to be that much more informative so as to not mislead.So the " he said she said " is not meaningless.I encourage all the best that i can. period. regardless of how it is taken...I am new to the forum...not new to credit.....i always say that...