Best Util to rebuild with AU and personal cards

[Candikane]

My SO and I both have our own Cap One Platinum cards and are both AUs on each other's (both reporting). How do we play the util game in this situation? Should just one of us carry a small util or should we both carry a small util? Thanks!

[Tuscani]

Utilization is treated the same regardless of your account or being an AU. I would keep the balances on both sides in check. 

[Candikane]

Is util sweet spot still 8%? And that's just on one card, right? So should we pay one card off completely before the statement cuts each month and leave like 8% on the other to pay by due date?

[Anonymous]

Go for 7% just have the headroom so that after any interest is added (if there is any), you stay below the 8.9% threshold. And yes, one reports zero, one reports a small balance. You can alternate cards too, so that each of you shows usage on your reports for future lenders to see.