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Best organization app

Regular Contributor

Best organization app

I'm not sure which topic to post this under...... but I was wandering what do yall suggest as the best (SAFEST) bill organizer app on the play store for android phone?

Just got rid of Capital One QS1 card out of my wallet on Christmas.. woohoo!!!

Hopefully due for CLI from Capital One QS in June.
And all my other cards should increase by that time (I'm hoping) along with the paying down some balances... My CS should be bouncing up to 700, I hope, by June 2018.
Citi Diamond limit 7300 (received May 2016)
Lowe's limit 12000 (received Feb 2015)
Chase 3000(received June 2017)
Bank of America 4500(received July 2017)
Simmons First 8000(received Sept 2017)
Capital One Quicksilver 2750(received orginal QS1 in Aug 2014 and Platinum in June 2017, converted Dec 2017)

Citi Double Cash 1000 (AU)
Capital one Platinum 600 (AU)

As of 12/17 BofA says FICO TU 689....
Capital One credit wise VS TU 12/19/17 says 631
Chase VS TU 631 as of 12/19/17, as of January 643
Citi Equifax 648 as 11/21/17, as of December 662
Lowe's TU 684 as of 12/07/17, January 689
Experian 703 as of 12/13/17
Credit Karma TU VS 631 as of 12/18/17
Credit Karma Equifax VS 629 as of 12/18/17
Discover free credit scorecard Experian 706 as of 12/17/17...... Transunion shows I have 2 inquiries.
Equifax 6
Experian 4


I have Citi going to be falling off May 2018
Chase, Capital One, and BofA falling off June 2019
Simmons falls off Sept 2019
And I applied for loan for HVAC system which I did not take advantage of... Falling off in 2019
JANUARY 13 CREDIT CHECK TOTAL ... EXPERIAN 684...TRANSUNION 690... EQUIFAX 669

In NOVEMBER EXPERIAN 687, TRANSUNION 685, EQUIFAX 652



No collections or charge offs leins of any kind.... I only have a 120d late from October/November 2011........

I have 1 mortgage at est. about 68k.
I have 1 car note est. about 12k.

More info to come asap.....



I hope to get on the penfed train by late next year. And woul not mind getting a Discover card and maybe American Express... Not sure just thinking I'd like to have Disc and AE in my wallet.... For sure want Penfed!!
Plan to be In the garden till December 2019.


I will try later to figure out how to get my spreadsheet uploaded as a pic on here so this is no so jumbled.....
Message 1 of 8
7 REPLIES
Frequent Contributor

Re: Best organization app

I saw Prism recommended by folks on here a while back and tried it. So far it is my favorite but I'm sad that it doesn't yet support one of my savings accounts.They are supposedly working in but it's been months now so that has me frustrated. I would like to see everything in one place. Other than that though it's been good and it does support all my other financial institutions so you may not have any issues at all.
Just wandered out of the garden April 16, 2018 to get pre-approved for a mortgage. Intend to take care of this quickly and be back in the dirt before long.
Message 2 of 8
Regular Contributor

Re: Best organization app

You don't have fear of connecting all your passwords to this app? You feel safe using it ? Just trying to get others opinions about the safest app.... thanks for reply. Smiley Happy

Just got rid of Capital One QS1 card out of my wallet on Christmas.. woohoo!!!

Hopefully due for CLI from Capital One QS in June.
And all my other cards should increase by that time (I'm hoping) along with the paying down some balances... My CS should be bouncing up to 700, I hope, by June 2018.
Citi Diamond limit 7300 (received May 2016)
Lowe's limit 12000 (received Feb 2015)
Chase 3000(received June 2017)
Bank of America 4500(received July 2017)
Simmons First 8000(received Sept 2017)
Capital One Quicksilver 2750(received orginal QS1 in Aug 2014 and Platinum in June 2017, converted Dec 2017)

Citi Double Cash 1000 (AU)
Capital one Platinum 600 (AU)

As of 12/17 BofA says FICO TU 689....
Capital One credit wise VS TU 12/19/17 says 631
Chase VS TU 631 as of 12/19/17, as of January 643
Citi Equifax 648 as 11/21/17, as of December 662
Lowe's TU 684 as of 12/07/17, January 689
Experian 703 as of 12/13/17
Credit Karma TU VS 631 as of 12/18/17
Credit Karma Equifax VS 629 as of 12/18/17
Discover free credit scorecard Experian 706 as of 12/17/17...... Transunion shows I have 2 inquiries.
Equifax 6
Experian 4


I have Citi going to be falling off May 2018
Chase, Capital One, and BofA falling off June 2019
Simmons falls off Sept 2019
And I applied for loan for HVAC system which I did not take advantage of... Falling off in 2019
JANUARY 13 CREDIT CHECK TOTAL ... EXPERIAN 684...TRANSUNION 690... EQUIFAX 669

In NOVEMBER EXPERIAN 687, TRANSUNION 685, EQUIFAX 652



No collections or charge offs leins of any kind.... I only have a 120d late from October/November 2011........

I have 1 mortgage at est. about 68k.
I have 1 car note est. about 12k.

More info to come asap.....



I hope to get on the penfed train by late next year. And woul not mind getting a Discover card and maybe American Express... Not sure just thinking I'd like to have Disc and AE in my wallet.... For sure want Penfed!!
Plan to be In the garden till December 2019.


I will try later to figure out how to get my spreadsheet uploaded as a pic on here so this is no so jumbled.....
Message 3 of 8
Regular Contributor

Re: Best organization app


Tryin2betterscore2 wrote:
You don't have fear of connecting all your passwords to this app? You feel safe using it ? Just trying to get others opinions about the safest app.... thanks for reply. Smiley Happy

I have used Prism in the past and it works.  I just used it to keep track of the bills just so I know what is coming up (everything is on auto pay at the moment).

 

I also use Mint to track my bills.


FICOBeginning (6/2017)Current
Equifax636674
Transunion627674
Experian623701
Message 4 of 8
Valued Contributor

Re: Best organization app

I used Mint before.  Did use other apps but none worked for me, i guess im too picky Smiley Very Happy

 

i went back old school, i have my expenses on Excel and added my bill's due dates on my calendar.  So when i get the notificaion on my calendar that a  bill is due 5 days from now, i go in and pay it.  Been doing this since 2006 and works well.  A little more work to set up but easy once complete.  No passwords needed.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 5 of 8
Regular Contributor

Re: Best organization app


Tryin2betterscore2 wrote:
I'm not sure which topic to post this under...... but I was wandering what do yall suggest as the best (SAFEST) bill organizer app on the play store for android phone?

Another issue with some of these apps is that they don't work well with 2 factor authentication.


FICOBeginning (6/2017)Current
Equifax636674
Transunion627674
Experian623701
Message 6 of 8
Regular Contributor

Re: Best organization app

Yeah those are the ones that seem neat. Thanks for feedback everyone.

Just got rid of Capital One QS1 card out of my wallet on Christmas.. woohoo!!!

Hopefully due for CLI from Capital One QS in June.
And all my other cards should increase by that time (I'm hoping) along with the paying down some balances... My CS should be bouncing up to 700, I hope, by June 2018.
Citi Diamond limit 7300 (received May 2016)
Lowe's limit 12000 (received Feb 2015)
Chase 3000(received June 2017)
Bank of America 4500(received July 2017)
Simmons First 8000(received Sept 2017)
Capital One Quicksilver 2750(received orginal QS1 in Aug 2014 and Platinum in June 2017, converted Dec 2017)

Citi Double Cash 1000 (AU)
Capital one Platinum 600 (AU)

As of 12/17 BofA says FICO TU 689....
Capital One credit wise VS TU 12/19/17 says 631
Chase VS TU 631 as of 12/19/17, as of January 643
Citi Equifax 648 as 11/21/17, as of December 662
Lowe's TU 684 as of 12/07/17, January 689
Experian 703 as of 12/13/17
Credit Karma TU VS 631 as of 12/18/17
Credit Karma Equifax VS 629 as of 12/18/17
Discover free credit scorecard Experian 706 as of 12/17/17...... Transunion shows I have 2 inquiries.
Equifax 6
Experian 4


I have Citi going to be falling off May 2018
Chase, Capital One, and BofA falling off June 2019
Simmons falls off Sept 2019
And I applied for loan for HVAC system which I did not take advantage of... Falling off in 2019
JANUARY 13 CREDIT CHECK TOTAL ... EXPERIAN 684...TRANSUNION 690... EQUIFAX 669

In NOVEMBER EXPERIAN 687, TRANSUNION 685, EQUIFAX 652



No collections or charge offs leins of any kind.... I only have a 120d late from October/November 2011........

I have 1 mortgage at est. about 68k.
I have 1 car note est. about 12k.

More info to come asap.....



I hope to get on the penfed train by late next year. And woul not mind getting a Discover card and maybe American Express... Not sure just thinking I'd like to have Disc and AE in my wallet.... For sure want Penfed!!
Plan to be In the garden till December 2019.


I will try later to figure out how to get my spreadsheet uploaded as a pic on here so this is no so jumbled.....
Message 7 of 8
Highlighted
Established Member

tRe: Best organization app

I prefer to use Bill Reminder app.  On first setup you have to include your bills and due dates.  You can set up however many days in advance you want reminded and it will appear in your notification bar as well as alert you.  Been using it for years and nothing else will do for me.

Message 8 of 8