Big Difference in score

[carib]

Ok have to ask this question

I have a huge difference in scores ,

TU 565

Ex 555

But EQ 711

now i understand my main problem  I defaulted on a student loan and right now im in the process of getting the default off

should i be looking for anything major on my reports that  will explain this huge difference in score

[Anonymous]

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carib wrote:

Ok have to ask this question

I have a huge difference in scores ,

TU 565

Ex 555

But EQ 711

now i understand my main problem  I defaulted on a student loan and right now im in the process of getting the default off

should i be looking for anything major on my reports that  will explain this huge difference in score

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I'd be willing to bet that your defaulted student loan is not reported on your transUnion CR, hence the much higher score.

[carib]

I'd be willing to bet that your defaulted student loan is not reported on your transUnion CR, hence the much higher score.

Thanks for your help thats the same thing i taught, I will be officially out of default this week (yaah). Do you think i will see a big jump in my ex and tu scores?

[Anonymous]

Not unless your OC removes all the lates and such and shows good history from the beginning. I went through this and mine removed everything from 97-01 that was bad. Big help.

[carib]

I have  just entered the rehabilatation program and was told that they will take off my default status from my cr.

So your saying i should follow up with oc to makes sure they take off any lates and such from my CR ?

thanks for the help

[Anonymous]

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carib wrote:

I have  just entered the rehabilatation program and was told that they will take off my default status from my cr.

So your saying i should follow up with oc to makes sure they take off any lates and such from my CR ?

thanks for the help

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Well, I am no real authority, but if my hunch is correct, and you get everything else cleaned up, those scores should go up.