Based on what has happened to me I would bet you see a huge increase. Let me show you what happened this year.
TU EX EQ
Feb 638 647 654 Got EE from TU
Mar 719 674 683 Paid loan to under 9%
Apr 730 687 671
May 754 775 712 Got EE from EX
Jun 748 766 712 Util rose due to vacation spending
Jul 767 777 770 Got EE from EQ
So my major events were paying down a loan to under 9% and getting EEs to remove the Public Records(BK13) from my reports.
My EEs were received 6 months for TU, 3 months for EX, and 1 month for EQ. I had to call TU and EX to get my EEs. EQ dropped my Public Record at 1 month without calling.
Look for the exact date your BK7 was dated. Mark 6 months before that on your calendar for calling TU.
Best of luck to you.
Thanks everyone for your time and input always a pleasure. . Will definitly check on specific date to see how it plays out. I check out the threads tomorrow to see if i can find any more info on the EE maybe find a specific TU i could call. EQ is a whole other beast as i have to send in my info to receive my free annual credit report so i can dispute a few things, for some reason csn never get it online.Thanks again everyone. HOPE to see ya in 2022 Scupra 