I've received a few reports over the past few months of account data showing up on black market sites. But the problem? All the alert shows is email address and a partially obscured password.
Now, I routinely use password generation that creates a complex password, they are long (often 16 or more characters, often 20-30 for high-risk sites if allowed) and look like a keyboard mash.
The last one I received looks like it was a hashed/encrypted password. It only has Hex characters (1-9, A-F), which my generator would rarely create such a limited password and without any special characters. So I am less worried than a specific password, but... it is still worthless, because it doesn't tell me to what site the account is linked to. How is this hoing to help me when I have countless website accounts that use the same email address or user account name?
Is there any chance of myFico enhancing these alerts, expanding their usefullness?
I think its just a scam to keep you subscribed to the service. I receive these as well and it just appears to be a scam on MYFICO part.