BofA Banking customers

afjock21 · ‎11-04-2012

I just got $2 in my checking account from 'Overdraft Settlement' which I googled and found out about. Two bucks is two bucks.

jsickz32 · ‎11-04-2012

**checks bofa checking account**

i didnt get anything lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

injustifiiable · ‎11-04-2012

I got $5...

modernsurrender · ‎11-04-2012

lol $6.47 I win!

I remember getting post cards about this class action suit and how no action was necessary. Considering how high their fees are though, I think we still got shafted lol

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)

afjock21 · ‎11-04-2012

@modernsurrender wrote:
lol $6.47 I win!

I remember getting post cards about this class action suit and how no action was necessary. Considering how high their fees are though, I think we still got shafted lol

Good to see. Sorry to the one who got nothing. We should have received more for pain and suffering on top of inflation.

jsickz32 · ‎11-04-2012

Are these for people who got hit with overdraft fees before?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

afjock21 · ‎11-04-2012

@jsickz32 wrote:
Are these for people who got hit with overdraft fees before?

This is what I don't understand. I also am DAMN sure my overdraft fees were more than two effen dollars.

jsickz32 · ‎11-04-2012

Well i never been charged for overdraft fees so maybe thats why?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

modernsurrender · ‎11-04-2012

@jsickz32 wrote:
Well i never been charged for overdraft fees so maybe thats why?

Yes, it had to do with some sort of suit about their habit of pushing newer higher transactions through before lower older transactions which led to more overdraft charges (or something like that) so you should be pleased if you don't get anything lol This from years and years ago, back when all my derogs were in the making due to a bad relationship so I did indeed have some overdrafts back then.

Also, those overdrafts were certainly much more than what we get back, so I wonder where the number comes from. If it's just a division of a settlement based on the number of fees we got hit with or if it has to do with the difference between what the smaller overdraft vs the larger one would have been... Probably the former.

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)

wreith · ‎11-04-2012

I closed my account with them last year wonder if I'll get a check instead or if they'll try to deposit in my old account, then charge me a maint fee, then overdraft me, then charge me another fee lol.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800