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Building credit score advice

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Re: Building credit score advice

FICO score 8 based on Experian data from the American Express.
Message 11 of 13
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Super Contributor

Re: Building credit score advice


@KingEgor wrote:
FICO score 8 based on Experian data from the American Express.

Yup, that's a solid score to track.  If you can report back your TU 8 from BoA as SJ suggested that would be cool as well.  The 2 scores you started the thread with from CK are not meaningful ones.

Message 12 of 13
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Re: Building credit score advice

I believe for 800+ scores, time needs to also be on your side, in addition to paying on time, keeping UT real low, low inqs., and as others have said, a good mix of credit. I’m thinking at least 5-7 years. Of course, anything over 760 will get you the same interest rates as a 760.

GL2U


DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799
DEC 2017: EX 775, TU 778, EQ 769

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