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CA and collection reporting procedures


CA and collection reporting procedures

Is there anyone who can explain how the collection procedure works?
What rights do CA have?
Do they have right to pull hard INQ without yor premission?
How long do they have right to report on your CR?

This realy freaks me out, and I know I already asked, but since we are about to buy a house and NCO had INQ showed on 6/14 and 6/15(second one was our phone call reported as an Inq.-bastardz)
Should we expect collection on 1993 CC account to be added on my wifes CR?
And this can happen just when we are about tho close the deal she can have 60 point drop?
God Bless you all!

Message Edited by cinoeye on 06-24-2007 05:54 AM
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