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CCCU 2 DAYS

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Eric958
Established Contributor

CCCU 2 DAYS

Just wanted to say be patient after doing your on line apps. their swamped right mow and doing apps manually. Once Tammy emails you back it should only take 2 days.

Good Luck
E!




Never Give Up!!
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: CCCU 2 DAYS

From what I have read on this forum, it does take about a week for them to respond.  I applied last night and they have pulled an Ex report.  So I am patiently waiting.  Hoping to not get turned down.  Have a BK discharged 5/03 and 4 baddies since from 03 & 04.  I have 2 CC that have 2 year history.  So I am hoping! Smiley Happy
Message 2 of 13
Anonymous
Not applicable

Re: CCCU 2 DAYS

After my initial email, it took about a week to get the approval. We had to fax paystubs, SS and DLs. After that, card was in the box about two weeks later.
 
Be patient. The fixed interest rate is the BEST.
 
Rob 
Message 3 of 13
Anonymous
Not applicable

Re: CCCU 2 DAYS

I believe every situation is different. I can only assume they are backed up since they do everything manually and given the number of apps they have received lately. BUT....I applied on July 15 and had my email with approval on July 20th!!! No hassle what so ever...and I got the Cl i asked for.....$5,000!!
 
 
Message 4 of 13
Anonymous
Not applicable

Re: CCCU 2 DAYS

2 weeks from app to approval. Had to fax utility bills for proof of current physical address as I'm kinda NFA, but it was an easy process.
Good luck

shoegirl wrote:
From what I have read on this forum, it does take about a week for them to respond.  I applied last night and they have pulled an Ex report.  So I am patiently waiting.  Hoping to not get turned down.  Have a BK discharged 5/03 and 4 baddies since from 03 & 04.  I have 2 CC that have 2 year history.  So I am hoping! Smiley Happy



Message 5 of 13
Vu
Frequent Contributor

Re: CCCU 2 DAYS

Just something to add, if your score went up during the waiting for approval period, and they are not offering you the CL you request because of low score, you can ask them to pull new one.  I did.


Message Edited by Vu on 08-01-2007 09:06 PM


Message 6 of 13
Anonymous
Not applicable

Re: CCCU 2 DAYS

What were your scores when you applied.
If they pull only Ex mine is at 652 would that be good enough? Just wondering I need another credit card and I heard alote of good things about this company. Does anyone have the website Thanks
Cathy
Message 7 of 13
Gotagoal
Regular Contributor

Re: CCCU 2 DAYS

I really like these folks. They were just super nice, verified a few things with me on the phone and it wasn't long that my card arrived. Today I received a book on managing money written by a pastor, a pen and a bookmark. Last week I talked to my loan person who approved me for 1k (probably could have gotten more by reading various posts - but that's all I asked for) - and I asked her about refinancing my car at a lower rate and she said SURE ! So in about 6 mo., I will enjoy my membership to this Credit Union for yet another reason. My scores were 650 (now 661) and they were more than willing with my good job and good payment history in the last 3 years. All the garbage before that is paid and is falling off - thankfully. You should contact them. I'm very happy that I did.
Message 8 of 13
Anonymous
Not applicable

Re: CCCU 2 DAYS



wolf69 wrote:
What were your scores when you applied.
If they pull only Ex mine is at 652 would that be good enough? Just wondering I need another credit card and I heard alote of good things about this company. Does anyone have the website Thanks
Cathy


Website  is www.mycccu.com
Message 9 of 13
Cory
Established Contributor

Re: CCCU 2 DAYS

CCCU is the best. I don't even care about all those other cards. I received the book too I know it's going to be good.
 
It always good to select a credit union for financing there rates are really nice.
 
 
CCCU IS THE BEST!!!!!
 
Cory
Message 10 of 13
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