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CCT-PLUS but no FICO?

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Anonymous
Not applicable

CCT-PLUS but no FICO?

Updated my Credit Check Total account today, and instead of the usual FICO8 scores, I got PLUS scores.  From an online search, I see this is what they use to deliver awhile back before they switched to real FICO scores.  Also noticed my latest EX FICO8 was the same number as the new PLUS score.  Seems very unlikely.

 

Anyone else have this problem?  If they aren't going to deliver real FICO scores, this thing gets cancelled ASAP.  Credit Karma and Credit.com cover the monitoring for free.

Message 1 of 5
4 REPLIES 4
takeshi74
Senior Contributor

Re: CCT-PLUS but no FICO?

A number of prior threads have also indicated that it was just an issue with the site incorrectly labeling the score on multiple occaisions.  I can't confirm but I'd suspect it to be more of the same.  You can always call them directly to verify.

Message 2 of 5
Anonymous
Not applicable

Re: CCT-PLUS but no FICO?

I hope that's the case.  The fact that the two EX scores are the same would indicate it may be.  The PLUS score I get from credit.com is a few points different, but that one hasn't updated for awhile.  I sent them an email asking what's up.  I'll post  their response.

Message 3 of 5
Anonymous
Not applicable

Re: CCT-PLUS but no FICO?

Logged on again.  Scores are the same, but now they are labeled FICO8.  Glitch in the system, apparently.

Message 4 of 5
RonM21
Valued Contributor

Re: CCT-PLUS but no FICO?

Yeah, it was just thst glitch mentioned. Makes you pause for a sec though lol


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 5
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